Challenges we address
What usually brings clients here
Profitable but cash tight
Margins look healthy while the bank balance stays under pressure because the operating cycle absorbs cash.
Undefined reserves
Surplus is spent as it arrives, leaving no buffer for a slow quarter, a tax month or an unplanned cost.
Debt sized to sanction
Loans are taken to the limit approved rather than to the level the business can comfortably service.
Mixed personal and business money
Owner drawings are irregular, making both business planning and personal wealth building harder.
Our approach
How the engagement runs
Assess
Review financial statements, cycle data, borrowings and owner drawings to establish the current position.
Plan
Define target working capital, reserve levels, funding needs and surplus allocation priorities.
Structure
Put policies, thresholds and review routines in place, coordinating with your CA where relevant.
Review
Track against plan quarterly and adjust as the business grows or conditions change.
Included services
Services under this solution
Engagements are assembled from these focused services, based on what your situation needs.
Corporate Financial Planning
A structured financial framework for your company covering profitability, liquidity, funding and reinvestment priorities.
DetailsCorporate Tax Planning
An assessment-led view of how your business structure, compensation and investment decisions interact with tax obligations.
DetailsWorking Capital Planning
Plan the cash locked in receivables, inventory and payables so operations run without constant strain.
DetailsWorking Capital Gap Assessment
A focused assessment that quantifies the funding gap created by your current operating cycle.
DetailsBusiness Cash Flow Planning
Forward-looking visibility of monthly inflows, outflows and the surplus available for planning.
DetailsBusiness Emergency Fund Planning
Define, size and hold a business reserve that keeps operations stable through disruption.
DetailsDebt Service Capacity Assessment
Understand how much debt your cash flows can comfortably service before you commit to it.
DetailsBusiness Owner Wealth Planning
Separate and build personal wealth so your financial security is not entirely tied to the business.
DetailsBusiness Succession Planning
Prepare the financial side of ownership transition, whether to family or to a professional team.
DetailsFAQs