Who this is for: Owners planning transition, semi-retirement or a longer-term exit path.
Succession is a financial event before it is an emotional one. Ownership, income dependence, liabilities and family expectations all need to be addressed together.
We document current ownership and dependence, identify what the retiring generation needs financially, and structure the sequence in which responsibility and income shift.
We coordinate with your legal and tax professionals so that documentation follows the financial plan rather than the other way round.
Challenges this addresses
- Transition discussed but never documented
- Retiring owner still financially dependent on the business
- Unequal involvement among family members
- Liabilities personally guaranteed by the promoter
What the engagement includes
- Ownership and dependence mapping
- Retirement income structure for the outgoing generation
- Transition sequencing plan
- Guarantee and liability review
- Coordination with legal and tax advisors