- Operating cycle
- 75 days
- Cash locked in receivables
- ₹98.63 L
- Cash locked in inventory
- ₹59.18 L
- Funded by suppliers
- ₹39.45 L
- Gap vs existing limits
- ₹68.36 L
- Gap as % of sales
- 19.7%
Visual summary
- Receivables₹98.63 L
- Inventory₹59.18 L
- Payables₹39.45 L
- Net gap₹1.18 Cr
What this suggests
- Reducing receivable days by 10 would release approximately ₹16.44 L of cash.
- The gap currently exceeds sanctioned limits, so part of the cycle is being funded from reserves or delayed payments.
This calculator provides an indicative estimate for educational purposes only. Actual outcomes depend on your financial circumstances, applicable laws, market conditions and professional advice.
Assumptions
What this tool assumes
- A 365-day year is used for all day-based conversions.
- Receivables are valued at sales; inventory and payables at operating cost.
- Seasonality and one-off transactions are not modelled.
Take it further
Services that use this analysis
Working Capital Planning
Plan the cash locked in receivables, inventory and payables so operations run without constant strain.
Working Capital Gap Assessment
A focused assessment that quantifies the funding gap created by your current operating cycle.
Business Cash Flow Planning
Forward-looking visibility of monthly inflows, outflows and the surplus available for planning.
More tools
Other business calculators
Business Financial Health Calculator
An indicative health score across liquidity, debt, cash flow and working capital.
Business Cash Flow Calculator
Map monthly inflows and outflows to see your true surplus or deficit.
Corporate Tax Planning Assessment
An assessment of your tax-relevant position — no promise of savings.