- Total monthly inflow
- ₹51,00,000
- Total monthly outflow
- ₹49,50,000
- Annualised position
- ₹18.00 L
- Committed fixed outflow
- ₹20,00,000
- Reserve coverage
- 0.6 months
- Surplus as % of inflow
- 2.9%
Salaries, overheads and EMIs
Visual summary
- Salaries₹12.00 L
- Purchases₹24.00 L
- Overheads₹4.50 L
- EMIs₹3.50 L
- Taxes₹2.50 L
- Drawings₹3.00 L
What this suggests
- The month closes positive. A defined allocation policy helps ensure the surplus is not absorbed unnoticed.
- A three-month reserve on current outflow would be approximately ₹1.49 Cr.
This calculator provides an indicative estimate for educational purposes only. Actual outcomes depend on your financial circumstances, applicable laws, market conditions and professional advice.
Assumptions
What this tool assumes
- Figures represent a typical month, not a peak or a lean month.
- Reserve coverage is measured against total monthly outflow.
- Tax outflows should be entered as a monthly average.
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