Who this is for: Manufacturing, trading, distribution and service businesses with credit cycles.
Working capital is the money your business must keep in circulation to operate. When receivable days stretch and payable days shorten, the business funds the difference — often through overdrafts or delayed payments.
We measure your operating cycle in days, translate it into rupees, and identify where the cycle can realistically be shortened through collection discipline, inventory policy and supplier terms.
The plan sets a target working capital level, an early-warning threshold and a funding approach for seasonal peaks.
Challenges this addresses
- Overdraft used as permanent working capital
- Receivables consistently beyond agreed credit terms
- Inventory levels set by habit, not by demand
- No visibility of the true operating cycle
What the engagement includes
- Operating cycle measurement in days and value
- Receivable, inventory and payable policy review
- Target working capital level
- Seasonal peak funding plan
- Monitoring dashboard structure