- Net profit margin
- 10.0%
- Monthly surplus after EMI
- ₹1,50,000
- Cash runway on fixed costs
- 1.6 months
- Liquidity ratio
- 2.00
- Debt service coverage
- 1.43
- Net working capital
- ₹60.00 L
(Cash + receivables) ÷ payables
Monthly profit ÷ monthly EMI
Visual summary
- Liquidity54/100
- Solvency100/100
- Debt service71/100
- Profitability83/100
- Leverage60/100
What this suggests
- Cash runway is below three months of fixed costs — a business emergency fund should be a first priority.
- Debt service coverage appears comfortable at current profit levels.
This calculator provides an indicative estimate for educational purposes only. Actual outcomes depend on your financial circumstances, applicable laws, market conditions and professional advice.
Assumptions
What this tool assumes
- Annual figures are used for revenue and profit; monthly figures for costs, EMIs and balances.
- Liquidity is measured as cash plus receivables against payables and three months of fixed costs.
- Scores are indicative bands, not audited ratios, and do not replace professional review.
Take it further
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