Who this is for: Businesses preparing for a limit review, a growth phase or a lender discussion.
The working capital gap is the portion of your operating cycle that neither suppliers nor customers fund — you do. Quantifying it converts a vague sense of cash tightness into a number you can plan against.
We calculate the gap from sales, receivable days, inventory holding, payable days and operating cost base, and compare it against your existing limits and reserves.
You receive an indicative gap figure, the drivers behind it and the operational levers that would reduce it most.
Challenges this addresses
- Limits sanctioned without gap analysis
- Growth increasing cash strain instead of easing it
- Unclear how much funding is genuinely required
- No link between operations and cash outcomes
What the engagement includes
- Cycle-based gap computation
- Driver analysis by component
- Comparison against existing limits
- Reduction levers ranked by impact
- Documentation for lender discussions