Who this is for: Promoters, directors and finance leads of proprietorships, LLPs and private limited companies.
Corporate financial planning connects what the business earns with what it needs to hold, repay and reinvest. Most growing companies in Pune manage this intuitively, and the gaps only surface when a large order, a tax outflow or an EMI cycle arrives at the same time.
We begin by mapping the current financial structure: revenue pattern, gross and net margins, fixed cost base, working capital cycle, borrowings and repayment obligations. From there we build a plan that defines how surplus is allocated between reserves, debt reduction, capital expenditure and owner withdrawals.
The output is a written financial framework with review points, so decisions are made against a plan rather than against the current bank balance.
Challenges this addresses
- Profit on paper but persistent cash tightness
- No defined policy for reserves or surplus allocation
- Business and personal finances mixed together
- Growth decisions taken without funding clarity
What the engagement includes
- Financial structure and margin review
- Fixed vs variable cost mapping
- Reserve and surplus allocation policy
- Funding and repayment planning
- Quarterly review framework