- Cost today
- ₹20.00 L
- Increase due to inflation
- ₹30.36 L
- Projected accumulation
- ₹43.57 L
- Funding shortfall
- ₹6.80 L
- Goal funded
- 87%
- Monthly contribution required
- ₹12,438
Visual summary
- Existing savings grow to₹15.69 L
- Contributions grow to₹27.87 L
- Shortfall₹6.80 L
What this suggests
- The goal should also be protected: if the earning parent is unavailable, the funding plan should continue.
- Short-horizon goals are better funded through lower-volatility options even if the projected return is lower.
This calculator provides an indicative estimate for educational purposes only. Actual outcomes depend on your financial circumstances, applicable laws, market conditions and professional advice.
Assumptions
What this tool assumes
- Education inflation is applied at the rate you set for the full horizon.
- Existing savings earn the assumed return until the goal year.
- Contributions are made monthly at the start of each month.
Take it further
Services that use this analysis
Goal-Based Investment Planning
Attach every investment to a defined goal, time horizon and required contribution.
Children's Future Planning
Plan education and milestone funding with realistic inflation assumptions and protection cover.
Family Protection Planning
Ensure income, liabilities and goals remain covered if the earning member is unavailable.