Who this is for: Families managing accumulated wealth across generations.
Wealth planning at this level is about preservation discipline as much as growth. The main risks are concentration, illiquidity and decisions taken without a written policy.
We define a target allocation across growth, income, liquidity and protection, set rebalancing rules, and align each portion of the portfolio to a stated purpose.
Transfer and continuity planning is built in from the start rather than added late.
Challenges this addresses
- Concentration in one asset class or business
- Return chasing without a policy anchor
- Wealth transfer intentions undocumented
- Next generation not financially prepared
What the engagement includes
- Written allocation and rebalancing policy
- Purpose mapping for each asset pool
- Liquidity ladder
- Transfer and continuity framework
- Family review meetings