Your inputs

₹

₹1.00 L

₹
₹

₹80.00 L

₹
%
%
%

Assumptions used

  • A safe withdrawal rate is applied to the corpus to generate income.
  • Expenses inflate until the freedom year at the rate you set.
  • Existing investments and contributions grow at the assumed return.
Net monthly expense to fund
₹80,000
Current progress
33%
Estimated time to freedom
14.1 years
Corpus at that point
₹5.46 Cr
Shortfall today
₹1.60 Cr
Income at withdrawal rate
₹26,667

From current investments

Visual summary

  • Current investments₹80.00 L
  • Shortfall today₹1.60 Cr

What this suggests

  • A lower withdrawal rate produces a larger, more conservative target. Test both ends of the range.
  • Passive income should be reliable and inflation-linked before it is netted off expenses.

This calculator provides an indicative estimate for educational purposes only. Actual outcomes depend on your financial circumstances, applicable laws, market conditions and professional advice.

Assumptions

What this tool assumes

  • A safe withdrawal rate is applied to the corpus to generate income.
  • Expenses inflate until the freedom year at the rate you set.
  • Existing investments and contributions grow at the assumed return.