Who this is for: Parents planning school, higher education, or marriage expenses.
Education costs have historically risen faster than general inflation. Planning at today's costs underfunds the goal, sometimes significantly.
We project the future cost of each milestone, evaluate existing savings, and derive the monthly contribution required within your horizon.
Critically, the plan includes protection: the goal should remain funded even if the earning parent is not there.
Challenges this addresses
- Planning based on current, not future, costs
- Education goals funded from general savings
- No protection linked to the education goal
- Short horizons funded with volatile assets
What the engagement includes
- Milestone and cost projection
- Existing savings assessment
- Contribution requirement
- Protection linkage
- Annual review against actual costs