Who this is for: Owners with tenanted property, property loans or multiple holdings.
A tenanted property can still be cash negative once EMI, property tax, maintenance, society charges and vacancy are counted.
We build the monthly cash position per property, including realistic vacancy and repair provisions, to show the true contribution of each holding.
Where a property is persistently cash negative, we assess restructuring, re-tenanting or exit within the overall plan.
Challenges this addresses
- Rent compared only against EMI
- Vacancy and repairs unprovisioned
- Multiple properties assessed as one pool
- Negative cash flow funded from savings
What the engagement includes
- Per-property cash flow statement
- Vacancy and maintenance provisioning
- Loan cost review
- Portfolio-level cash position
- Hold, restructure or exit assessment