Who this is for: Owner-dependent businesses and partnerships.

In many small and mid-sized businesses, continuity depends on one or two people. Continuity planning addresses what happens financially if they are unavailable.

We assess key-person dependence, liquidity for committed outflows, authority and access arrangements, and liability exposure including personal guarantees.

The output is a documented continuity note covering finances, access and immediate responsibilities.

Challenges this addresses

  • Single-person dependence for banking and decisions
  • No liquidity buffer for a disruption period
  • Partner obligations undocumented
  • Personal guarantees unaddressed

What the engagement includes

  • Key-person dependence assessment
  • Liquidity requirement for disruption
  • Authority and access mapping
  • Guarantee and liability review
  • Written continuity note

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